Due to the fact that we can offer quality insurance products from many A rated carriers like Cumberland, One Beacon, Zurich, The Hartford, and many others, our clients get a wide variety of programs to choose from for their commercial insurance needs. Often we find that a commercial package is the best choice for our clients because of the broad coverage offered at competitive rates.

Commercial packages (often given acronyms like “BOP”, “SMP”, “CMP”) usually prove to be the best choice for small companies because they can cover their property and liability needs all for one yearly premium.

In addition, most of these products often include significant enhancement packages at no extra charge which give you additional coverage for your sign, glass, boiler and machinery, sewer back-up, valuable papers, and computers. These additional enhancements are usually offered with standard limits, but those limits can often be increased to fit your specific needs at a very reasonable premium. Commercial packages can be as little as $400 per year for certain risks.

Commercial packages can usually be written for the majority of small businesses including professional offices, medical offices, restaurants, bakeries, printers, copying centers, daycares, retail stores, beauty shops, and days spas to name a few. If you would like a quote for your business, please click here.